Real Property: What the NY Real Estate Exam Tests

Real Property is one of the foundational topics on the NY Real Estate Salesperson Exam. Questions focus on the difference between real and personal property, ownership types, and how government powers limit property rights.

Expect 4-6 questions on real property concepts, especially fixtures and government powers.

Real vs. Personal Property

Real property includes land and anything permanently attached to it. Personal property (chattel) is everything movable. Fixtures start as personal property but become real property once attached. The exam uses the MARIA test to determine whether an item is a fixture: Method of attachment, Adaptability, Relationship of the parties, Intent, and Agreement.

Bundle of Rights

Property ownership comes with five rights: possess, use, enjoy, exclude, and dispose. These rights can be separated and transferred independently. Understanding which rights are limited by government powers is a frequent exam topic.

Government Powers (PETE)

Four government powers override private property rights. Police power (zoning, building codes) requires no compensation. Eminent domain (condemnation) requires just compensation. Taxation funds government services. Escheat transfers property to the state when an owner dies without heirs or a will.

Freehold Estates

Fee simple absolute is the highest form of ownership with no conditions. Fee simple defeasible has conditions that can trigger loss of ownership. A life estate lasts for someone's lifetime. The life tenant must maintain the property and cannot commit waste.

Sample Exam Questions

Fixtures

1. The MARIA test is used to determine whether an item is:

ASubject to the Statute of Frauds
A fixture (real property) or personal property (chattel)
CA government taking or a police power regulation
DCovered by an easement or deed restriction

MARIA (Method of attachment, Adaptability, Relationship of parties, Intent, Agreement) is used to determine whether an attached item has become a fixture and is therefore real property.

Estates

2. A fee simple defeasible estate:

AAlways reverts to the state upon the owner's death without a will
Includes a condition that could cause the ownership to revert if violated
CCannot be sold or transferred to a third party
DIs limited in duration to the original owner's lifetime

A fee simple defeasible includes a condition. If the condition is violated, ownership may revert to the grantor or pass to a third party. Classic example: 'To the city, so long as the land is used as a park.'

Bundle of Rights

3. Which of the following is included in the 'bundle of rights' that comes with property ownership?

AThe right to pay property taxes
The right to exclude others from the property
CThe right to free water and utility access
DThe right to build any structure regardless of zoning

The bundle of rights includes: possess, use, enjoy, exclude, and dispose. The right to exclude means the owner can keep others off the property.

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Key Terms to Know

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