Real Estate Finance

1031 Exchange

A tax-deferral strategy allowing real estate investors to swap one investment property for another and defer capital gains taxes.


Definition

Under IRS Section 1031, an investor can sell an investment property and defer capital gains taxes by reinvesting the proceeds into a like-kind property within strict time limits. The replacement property must be identified within 45 days and the exchange completed within 180 days. The exchange must be facilitated by a qualified intermediary. Primary residences do not qualify. The tax is deferred, not eliminated.

Exam Tip

45 days to identify, 180 days to close. Defers taxes, does not eliminate them. Like-kind = real property for real property (any type).

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