Fair Housing

Steering

The illegal practice of guiding buyers or renters toward or away from neighborhoods based on their protected class.


Definition

Steering is a Fair Housing Act violation that occurs when an agent directs a prospective buyer or renter toward or away from certain neighborhoods based on a protected characteristic. It can be overt or subtle. Positive steering — showing minority clients only homes in minority neighborhoods because you think they'll be 'more comfortable', is just as illegal as negative steering.

Exam Tip

Steering is illegal regardless of intent. 'I thought they'd prefer...' is not a defense.

Related Terms

Study Guide

Fair Housing

Key concepts and exam tips →

Practice

NY Real Estate Fair Housing

Free sample questions →

Preparing for the NY Real Estate Exam?

Unlocked covers Steering and every other concept on the NY Real Estate Salesperson Exam — with study modules, practice questions, spaced-repetition flashcards, and Carl, your AI study buddy.

Browse all terms

Abstract of TitleAcceleration ClauseAcreAd Valorem TaxAdverse PossessionAgency DisclosureAmortizationAppraisalAssessed ValueBalloon MortgageBlockbustingBrokerBuilding CodeBundle of RightsCapitalization RateCertificate of OccupancyChain of TitleClosingCloud on TitleComminglingCommissionComparable Sales (Comps)CondemnationCondominiumConsiderationContractConversionCooperative (Co-op)DeedDeed Restriction (Restrictive Covenant)DepreciationDual AgencyDue-on-Sale ClauseEarnest MoneyEasementEminent DomainEncroachmentEncumbranceEqualization RateEquityEscheatEscrowEstateFair Housing ActFee SimpleFiduciary DutyFixtureForeclosureFreehold EstateGeneral LienGross LeaseGross Rent Multiplier (GRM)Homestead ExemptionHypothecationIncome ApproachIntestateJoint TenancyJudgment LienKickbackLead-Based Paint DisclosureLeaseLienLife EstateLis PendensListing AgreementMarket ValueMechanic's LienMetes and BoundsMill RateMortgageNet LeaseNet Operating Income (NOI)Nonconforming UseOffering PlanPersonal Property (Chattel)Police PowerPower of AttorneyPrincipal and Interest (P&I)Procuring CauseProperty ManagementProprietary LeaseProrationQuiet Title ActionReal PropertyRecordingRedliningRent StabilizationRESPARight of SurvivorshipSalesperson LicenseSecurity DepositSpecific LienSpecific PerformanceStatute of FraudsSteeringSubdivisionSurveyTenancy by the EntiretyTenancy in CommonTitle InsuranceTransfer TaxTrust AccountUsuryVarianceWarranty Deed (General Warranty Deed)YieldZoning1031 ExchangeMansion TaxMortgage Recording Tax (MRT)CEMA (Consolidation, Extension, and Modification Agreement)Flip TaxPrivate Mortgage Insurance (PMI)Loan-to-Value Ratio (LTV)Discount PointsTRID (TILA-RESPA Integrated Disclosure)Closing Disclosure (CD)Loan Estimate (LE)PITIFHA LoanVA LoanUnderlying MortgageShare Loan (Co-op Loan)Estoppel CertificateBoard Package (Co-op)Holder of Unsold SharesSponsor UnitCondopCommon Charges (Condominium)Mitchell-LamaHDFC CooperativeRight of First Refusal (Condo)Non-Eviction Plan