Real Estate Math

Assessed Value

The value assigned to a property by a local tax assessor for the purpose of calculating property taxes.


Definition

Assessed value is determined by the municipal assessor and is used to calculate property taxes. It may differ from market value, many New York jurisdictions assess properties at a fraction of market value, with the equalization rate representing the ratio of assessed value to full market value. Property owners who believe their assessment is too high can file a grievance with the Board of Assessment Review. The assessed value multiplied by the tax rate equals the annual property tax.

Exam Tip

Assessed Value × Tax Rate = Annual Tax. Use the equalization rate to convert between assessed and market value when a problem gives you one but asks for the other.

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